01
Identify the amount you need
Consider the amount you need and the repayments your budget could support. An email invitation does not establish eligibility.
Personal loan requests / Clearly explained
Know the process.
Choose your next move.
Explore an online personal loan request with a clear view of what happens next. Independent lenders review requests and set their own terms.
Choose a request amount
Set your request amount
$1,500
Minimum$100Maximum$5,000
Continue to request
Review the details before deciding.
North Atlantic Loans is not a lender. A request does not ensure an offer. Advertising Disclosure
Perspective for the decision aheadOnline requestIndependent lender reviewYour choice to proceed
How the service works
Know what comes next.
North Atlantic Loans connects consumers with independent lenders and service providers.
02
Submit the online request
Provide the information requested in the form. Independent lenders may review your submitted request under their own criteria.
03
Examine any proposed terms
If an offer is available, read the APR, fees, and repayment schedule. You decide whether to accept its terms.
About the email you received
A clear destination after the email.
North Atlantic Loans explains what happens after you choose to submit a request. Opening an email or visiting this page does not mean a lender has reviewed your circumstances.
A little perspective
Look past the headline amount.
A loan is more than a number on a screen. Consider its Annual Percentage Rate, payment dates, and total repayment amount together when reviewing any offer.
- A defined request
- An independent review
- A decision you make
Does the email mean I have a loan offer?
North Atlantic Loans explains what happens after you choose to submit a request. Opening an email or visiting this page does not mean a lender has reviewed your circumstances. A loan offer can only come from a lender after its review.
Is North Atlantic Loans a lender?
North Atlantic Loans is a connecting service, not a lender. Independent lenders make their own credit decisions and set the terms of any loan they offer.
What should I review if I receive an offer?
Read the Annual Percentage Rate (APR), fees, payment schedule, total repayment amount, and any conditions. A loan is more than a number on a screen. Consider its Annual Percentage Rate, payment dates, and total repayment amount together when reviewing any offer.
Do I have to accept an offer?
You choose whether to accept any offer made by a lender. North Atlantic Loans does not require you to accept a loan simply because you visit this website or submit a request.