How it works

Know what comes next.

Put the process in perspective before you begin. Explore the steps of an online personal loan request and the details to review if a lender makes an offer. North Atlantic Loans does not make credit decisions.

How it works

Know what comes next.

North Atlantic Loans is a connecting service. Independent lenders make lending decisions.

01 /

Identify the amount you need

Choose an amount between $100 and $5,000 to request. Think about the expense you want to address and the repayments your budget could support.

02 /

Submit the online request

Enter the information requested in the online form. Your submitted request may be shared with independent lenders and service providers as described in the Privacy Policies.

03 /

Examine any proposed terms

A lender may respond after reviewing your information. If an offer is available, read its full terms and decide whether to accept.

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Perspective for your decision

Look past the headline amount.

A loan is more than a number on a screen. Consider its Annual Percentage Rate, payment dates, and total repayment amount together when reviewing any offer.

  • A defined request
  • An independent review
  • A decision you make
About your visit

A clear destination after the email.

North Atlantic Loans explains what happens after you choose to submit a request. Opening an email or visiting this page does not mean a lender has reviewed your circumstances.

When you’re ready

Move forward with a clearer view.

Submitting a request does not ensure that a lender will make an offer.

Start a personal loan request